Personal Injury Protection (PIP) Insurance is a type of car insurance coverage that covers medical expenses. Every Florida resident who owns a vehicle is required to have PIP insurance, as each person’s PIP insurance is responsible for that person’s injuries.
PIP Insurance is also known as no-fault insurance because it can help pay for costs associated with car accident injuries regardless of who is at fault. Florida vehicle owners are required by law to have a minimum of $10,000 in PIP coverage. This means if you are injured in an accident, your insurance company will pay you up to that amount, regardless of who the at-fault party was. The benefit to this is you will receive money to cover your medical costs sooner than taking the issue through the court system to assign fault. In order to take full advantage of PIP benefits, you must receive medical treatment within 14 days of the accident.
What Can PIP Coverage be Used For?
After deductibles are paid, PIP will cover up to 80% of expenses for medical bills or expenses such as:
• Hospital costs
• Rehabilitation services
• Ambulance fees
• Dental work
• Out-of-pocket prescriptions
Pip can also cover up to 60% of lost wages caused by your accident.
Have you or a loved one been injured in a car accident? Contact an experienced St. Petersburg car accident attorney at Jones Law Group today. When you contact our office we will immediately set an appointment where you will meet your attorney and be provided with his/her contact information. If you do not have transportation or you cannot drive, your attorney will travel to meet you and discuss your case with you.
If you or a loved one has been injured in a car crash, you should immediately call an experienced personal injury attorney in St. Petersburg at Jones Law Group at (727) 571-1333 during regular business hours or (727) 753-8657 on weekends or after regular business hours. We will evaluate your case for free and you will never pay us a dime unless we recover compensation for your injuries.
Jones Law Group
5622 Central Avenue
St. Pete, FL 33707