How Can I Pay My Medical Bills After a Motorcycle Accident?
There are several different types of motorcycle accidents, but they all have one thing in common – they usually result in severe injuries for riders. You may do everything right when you’re on a motorcycle – you follow all safety rules, and you do everything you can to avoid being in a collision. But sometimes, no matter how many precautions you take, you get into an accident and you’re seriously injured as a result.
So, what happens next? How can you possibly hope to pay for the medical expenses that are piling up?
Jones Law Group has some information on just some of the expenses that can occur due to a motorcycle accident, and what you’ll need to do in order to obtain the money it will take to cover those expenses. If you would like to schedule a free consultation to learn how we may be able to help, just use our online form or give us a call at (727) 571-1333.
Different Costs Associated with Motorcycle Accident Injuries
There is really no set monetary cost that comes with being in a motorcycle accident. However, it’s safe to say that it will never be cheap. Depending on how badly you’re hurt, you could face anywhere from thousands of dollars to possibly millions of dollars over the rest of your life. These expenses don’t just include medical bills – they also include pain and suffering, lost wages and more.
Here’s a brief look at just some of the expenses:
- Hospitalization. If you’re injured badly enough to have to go to the hospital, you’ll probably be looking at $4,500 at minimum. Accident victims who suffer severe head or spinal cord injuries will face exponentially higher expenses, since these kinds of injuries can often involve years of recovery. In some cases, they lead to permanent disabilities.
- Pain and suffering. There are certain expenses that are quantifiable, such as hospital bills, prescription costs and the like. Others, such as pain and suffering, are more subjective. You’re going to need to hire an attorney as soon as possible. There are many reasons why, but one of the most important is that your attorney will know how much to demand for your pain and suffering, as well as any other subjective damages.
- Lost wages. Most motorcycle accident victims will have to miss time from work. If they’re hurt badly enough, they’ll soon run out of vacation days, sick time or PTO. It won’t be long before their paychecks will either be greatly reduced, or disappear completely. A skilled attorney will work to make sure you are fully compensated for your lost wages.
Your Own Car Insurance Won’t Cover Your Medical Bills
Whether you suffered an injury because a motorcycle hit your car, or you’re a rider covered by motorcycle insurance, you might assume that your policy will take care of all your medical expenses. Unfortunately, this won’t be the case.
Your insurer will probably offer you a certain amount of money. But that won’t come close to paying for your total medical expenses. It might not even be enough to cover the damage to your car or bike. In order to have the best chance of obtaining everything you deserve, you’ll more than likely have to take action against the insurance company of the driver who caused the accident.
That insurer will do everything it can to pay as little as possible. It would much rather not pay you a single dime. That’s why you’ll need an attorney by your side. Your legal representative will investigate the accident. Their job is to gather the proof needed to show you weren’t to blame. And instead, that the insurer’s client was to blame.
Can Health Insurance Cover my Medical Bills?
Once your vehicle or motorcycle insurance benefits are exhausted, you might expect that your health insurance would kick in and take care of the rest. Again, this probably won’t be the case. Not only will you have to come up with copays and deductible payments. But there could be other out-of-pocket expenses as well.
This is yet another reason that you’ll need to hire an attorney as soon as possible after being injured in a motorcycle accident. Your attorney will do everything possible to get you as much compensation as possible. This includes compensation for the damages mentioned above, such as pain and suffering and lost wages. If you’re successful in your case, you could obtain enough money to not only pay what you owe for your medical bills, but to also cover all of the other damages you’ve incurred.
Receiving Compensation From the At-Fault Party
As stated earlier, the only way you’re going to obtain full compensation is to take action against the person or other party that caused your accident. In order to win, you’re going to need evidence. This not only means keeping detailed records of all your medical bills and lost wages, but also physical evidence at the scene of the accident.
Your attorney can work to gather that evidence on your behalf. They’ll conduct a thorough investigation to get to the bottom of what actually happened. This not only includes checking the accident scene, but also looking at the police report and speaking to witnesses. An attorney may also be able to procure footage from any security cameras in the vicinity that might have captured the crash.
Hire a Motorcycle Accident Attorney for Compensation You Deserve
Regardless of the cause of your accident, always remember that you’re entitled to compensation if the wreck was someone else’s fault. A motorcycle accident attorney with Jones Law Group will work tirelessly to make sure you get exactly what you deserve.
Please don’t try to go it alone, thinking that you can argue your own case. That’s a true recipe for disaster. Make the smart choice and turn to an experienced, skilled legal representative instead. If you would like more information, contact us online or call (727) 571-1333 for a free case review.