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Debunking Car Accident Myths - Jones Law Group

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Debunking Car Accident Myths


  • There are lots of car accident myths that can be dangerous from both a physical and financial perspective.
  • One of the most damaging myths is that you don’t need medical help if you feel fine after a wreck.
  • Another is that you should always accept an insurance company’s initial settlement offer. Doing so could result in financial ruin.
  • A skilled car accident attorney will negotiate with the insurer to obtain fair compensation or take the insurer to court if they refuse to make an equitable offer.

Car accidents are far too common on Florida roads, leading to severe injuries and fatalities. The misinformation surrounding wrecks can often make things worse by creating misconceptions and confusion. Here’s a look at some of the more common car accident myths and the truth behind these misconceptions.

Jones Law Group attorneys are standing by to answer all your questions and let you know how we can help you achieve justice. We’ll seek compensation from those responsible for your injury so you can focus on your recovery. Schedule a free consultation by calling 727-571-1333 or contacting us online.

Myth 1: If You Feel Fine After a Car Accident, You Don’t Need to See a Doctor

Fact: One of the most dangerous car accident myths is the belief that if you don’t feel immediate pain or discomfort after an accident, you haven’t sustained any injuries. In reality, some injuries, such as whiplash or internal bleeding, may not show symptoms until days or even weeks after the accident. 

It’s crucial to seek medical attention promptly after a car accident, even if you feel fine initially. That’s the best way of ensuring a doctor can diagnose and treat any underlying injuries you might have. It also preserves your eligibility to claim Personal Injury Protection benefits.

Myth 2: You Don’t Need to Call the Police for Minor Accidents

Fact: Florida law mandates that anyone in a car wreck must contact police if there are injuries, fatalities, or $500 or more in apparent property damage. But even if the damage is minor and no one is hurt, you should still consider contacting law enforcement. 

A police report documents essential details such as the parties involved, witness statements, and the cause of the accident. This documentation can be critical when filing an insurance claim or taking legal action.

Myth 3: You Should Always Accept the First Settlement Offer from the Insurance Company

Fact: Insurance companies may offer a quick settlement to minimize their liability and expenses, but accepting their initial offer without consulting a car accident lawyer can be costly. 

These initial car accident settlement offers often don’t cover all the damages resulting from the collision, including medical bills, property damage, and lost wages. An experienced auto accident attorney can negotiate with the insurance company to ensure you receive fair compensation for your losses.

Myth 4: If You Were Partially at Fault for the Accident, You Can’t Recover Compensation

Fact: This is another of the most common car accident myths. In Florida, you may still be entitled to compensation under the principle of comparative negligence, even if you were partially at fault for the accident. 

This legal doctrine allows injured parties to recover damages proportionate to their degree of fault. Suppose the court finds you were 20% to blame for the wreck, and your damages are $100,000. Instead of $100,000, you’d receive 20% less, or $80,000.

An auto accident attorney can investigate the accident and help determine your eligibility for compensation.

Myth 5: You Don’t Need a Car Accident Lawyer if the Insurance Company Offers to Settle

Fact: Of all the car accident myths on this list, this one can be the most damaging to your financial future.

While insurance companies may seem helpful and cooperative, their main goal is to protect their profits. Without skilled legal representation, you may be unaware of your rights and the compensation you deserve. If you accept an inadequate settlement, you’ll be responsible for paying whatever expenses remain after the money runs out.

An experienced personal injury lawyer will know the value of your case and help keep you from making this terrible mistake.

Fact: While every case is unique, hiring a car accident lawyer can often speed the legal process by streamlining negotiations with insurance companies and handling complex legal procedures. An experienced attorney will work efficiently to resolve your case promptly while ensuring you receive fair compensation for your injuries and losses.

Why You Should Hire an Experienced Auto Accident Attorney

A personal injury attorney can provide valuable legal guidance and support from the moment you contact them. They’ll review the details of your case, gather evidence, and assess the extent of your damages to determine the appropriate course of action.

A lawyer can also handle all communication and negotiations with the insurance company on your behalf. Insurance adjusters are skilled at minimizing payouts, but a lawyer will fight for your rights and ensure you receive fair compensation for your injuries, medical expenses, and other losses.

If negotiations don’t produce a fair settlement offer, an experienced attorney can represent you in court. They’ll prepare a strong case, presenting solid evidence to increase your chances of obtaining a favorable outcome.

Finally, a lawyer can provide ongoing support and guidance throughout the legal process, addressing your concerns and informing you of developments in your case.

Ignore False Car Accident Myths and Contact a Skilled Jones Law Group Attorney Now

Hopefully, this article has helped debunk a few car accident myths. If you’d like to learn more, don’t hesitate to contact Jones Law Group by using our online form or calling 727-571-1333. We’ll be happy to tell you how we can work to help you get the money you deserve.

Frequently Asked Questions

How can a personal injury lawyer prove fault in a car accident? 

A lawyer can prove fault by gathering evidence such as witness statements, police reports, surveillance footage, and expert testimony to establish negligence on the part of the at-fault party.

What if the other driver doesn’t have insurance?

In cases where the at-fault driver is uninsured or underinsured, a lawyer can explore other avenues for compensation, such as uninsured/underinsured motorist coverage or pursuing a personal injury lawsuit against the responsible party.

Can an auto accident lawyer help with property damage claims?

Yes, a car accident lawyer can assist with property damage claims. They can negotiate with the insurance company to ensure you receive fair compensation for repairing or replacing your vehicle.

How long does it take to resolve a car accident case with the help of a lawyer?

The timeframe for resolving a car accident case can vary. The case’s complexity, the extent of injuries, and the willingness of the insurance company to negotiate are some factors that will determine how long it will take for you to obtain compensation. 

Heath Murphy

About the Author

Heath Murphy is a partner at Jones Law Group and focuses on personal injury law. He has been working as a lawyer for 18 years and routinely writes about auto accidents, wrongful death, and personal injury laws.

Read more: Heath’s Bio